WORKFLOW SOLUTIONS
Tailored financial workflows for every stage.
Whether you are an individual managing daily money, an investor growing net worth, a borrower paying off debt, or a family budgeting together — AavakJavak adapts to you.
Personal Finance & Wealth
For Individuals & Professionals
Master daily cash flow, recurring bills, emergency goal jars, and budget limits with complete offline privacy.
Personal Cashflow
₹48,200 Monthly Saved
Voice expense entry & goal jars active
- Automatic merchant spending categorization
- Ring-fenced emergency goal jars with target dates
- Offline-first SQLite local database on device
- Unified financial activity timeline
Portfolio & Net Worth Tracking
For Investors & Wealth Builders
Consolidate stocks, mutual funds, gold, fixed deposits, and real estate for true net worth trajectory.
Portfolio & Net Worth
₹14,85,250 Total Net Worth
Stocks, Gold, Mutual Funds & Real Estate
- Multi-asset investment portfolio aggregation
- Real-time net worth calculation (Assets minus Debts)
- Asset allocation heatmaps (Equity vs Debt vs Gold)
- Automated 100-point financial health score audit
Loan Amortization & Accelerated Payoff
For Debt Payoff Planners
Simulate accelerated payoff strategies for home loans, vehicle loans, and personal EMIs with proactive alerts.
Debt Payoff Acceleration
₹1,42,000 Interest Saved
Snowball prepayment strategy active
- Interactive principal vs interest amortization schedules
- Multi-tier pre-due notifications (10d, 5d, 3d, 1d & due date)
- Debt Payoff Snowball & Avalanche comparison simulator
- Offline-first loan payment calendar with zero latency
Shared Household Financial Planning
For Families & Households
Coordinate shared family goal jars, insurance document vaults, and joint household expense tracking.
Household Emergency Jars
₹6,50,000 Ring-Fenced
Biometric PIN policy vault
- Shared household budget allocation & 50/30/20 rules
- Encrypted family document vault for policies & PANs
- Multi-goal jar progress tracking for vacations & education
- Zero-knowledge AES-256 GCM client encryption