TRANSPARENT PLANS
Simple pricing. No hidden fees.
Choose the plan that fits your personal financial goals. Upgrade, downgrade, or cancel anytime.
In-App Subscription Model: All subscription plans and live quotas are processed securely through official Google Play Store Billing inside the mobile app. All users start with AavakJavak Core 100% Free Forever.
TRANSPARENT TIER ARCHITECTURE
Simple, honest plans for your financial growth
Choose between Core (100% Free Offline Engine), Smart (Cloud Sync & OCR), and Wealth (Elite AI Financial Forensics & Debt Payoff).
FREE FOREVER
AavakJavak Core
Default 100% offline personal finance engine for individuals and students.
₹0forever
- Unlimited Transactions & Offline SQLite DB
- 5 AI Copilot Queries / day
- 3 Camera OCR Receipt Scans / month
- 5 Encrypted Document Vault Capacity
- 3 Active Subscriptions & 2 Savings Goals
- 10 Budget Categories & 5 Custom Categories
- Basic Loan Overview & EMI Calculations
- Multi-Tier Native Device Reminders
- Biometric Fingerprint & PIN Lock
- Ad-Supported Experience
Included in Free Mobile App
⚡ MOST POPULAR
AavakJavak Smart
Encrypted cloud backup, enhanced AI copilot, OCR receipt scanner & ad-free experience.
₹199/month
- Everything in Core Included
- Encrypted Cloud Backup (Up to 2 Devices)
- 30 AI Copilot Queries / day
- 15 Camera OCR Receipt Scans / month
- 25 Encrypted Document Vault Capacity
- 10 Active Subscriptions & 5 Savings Goals
- 30 Budget Categories & 20 Custom Categories
- Full Loan & EMI Amortization Breakdown Table
- Advanced Monthly Financial Reports & CSV Export
- Smart Spending Alerts & 2 Forecasts / month
- 100% Ad-Free Clean Experience
Managed via Google Play In-App
👑 ELITE VIP TIER
AavakJavak Wealth
Unrestricted AI audits, debt payoff simulator, 5 synced devices & deep forensic exports.
₹349/month
- Everything in Smart Included
- Multi-Device Cloud Sync (Up to 5 Devices)
- 100 AI Copilot Queries / day
- 40 Camera OCR Receipt Scans / month
- 100 Encrypted Document Vault Capacity
- 25 Active Subscriptions & 15 Savings Goals
- 75 Budget Categories & 50 Custom Categories
- Debt Payoff Simulator (10 simulations / month)
- Full Loan Amortization & Advanced Analysis
- 10 Spending Forecasts / month
- Historical Health Score & Trend Analysis
- Advanced CSV & Multi-format Deep Export
- 100% Ad-Free Clean Experience
Managed via Google Play In-App
Detailed Feature & Quota Comparison
Compare exact daily AI limits, OCR capacities, and vault quotas side by side.
| Feature / Entitlement | AavakJavak Core (Free) | AavakJavak Smart (₹199) | AavakJavak Wealth (₹349) |
|---|---|---|---|
| Core Finance & Quotas | |||
| Expense & Income Transaction Ledger | Unlimited | Unlimited | Unlimited |
| Local Offline SQLite Database Engine | 100% Offline | Offline + Cloud | Offline + Cloud |
| Active Subscriptions Tracked | 3 Subscriptions | 10 Subscriptions | 25 Subscriptions |
| Savings Goals & Jars | 2 Goals | 5 Goals | 15 Goals |
| Budget Categories Allocation | 10 Categories | 30 Categories | 75 Categories |
| Custom Categories Creation | 5 Categories | 20 Categories | 50 Categories |
| Multi-Currency Forex Tracking (25+ Currencies) | Basic | Included | Advanced Live |
| AI Copilot & OCR Intelligence | |||
| AI Financial Assistant Queries | 5 queries / day | 30 queries / day | 100 queries / day |
| Camera OCR Receipt & Bill Scanner | 3 scans / month | 15 scans / month | 40 scans / month |
| AI Spending Forecasts & Projections | — | 2 forecasts / mo | 10 forecasts / mo |
| Debt Payoff Simulator (Snowball / Avalanche) | — | — | 10 simulations / mo |
| Weekly AI Financial Audits | Basic | Detailed | Deep Forensic |
| Loans, Reports & Data Export | |||
| Loan & EMI Management | Basic Overview | Full Amortization Table | Full Amortization & Analysis |
| Financial Reports & Exports | On-Screen Analytics | Advanced Reports & CSV | Forensic & Deep Export |
| Multi-Tier Pre-Due Reminders | Native Alarms | 10d, 5d, 3d, 1d & Due | 10d, 5d, 3d, 1d & Due |
| Financial Health Score & Trend Analysis | Current Score | Score + History | Historical & Predictive |
| Security, Cloud Sync & Experience | |||
| Encrypted Cloud Backup & Multi-Device Sync | 1 Device (Local SQLite) | Up to 2 Devices | Up to 5 Devices |
| Encrypted Document Vault Capacity | 5 Documents | 25 Documents | 100 Documents |
| Biometric Fingerprint & PIN Lock | Included | Included | Included |
| Clean Ad-Free Experience | Ad-Supported | 100% Ad-Free | 100% Ad-Free |
| Tenant Isolation & Privacy | On-Device Zero Knowledge | Encrypted Cloud Sync | Encrypted Cloud Sync |
FREQUENTLY ASKED QUESTIONS
Got questions? We have answers.
Everything you need to know about AavakJavak security, subscriptions, and supported features.
Yes. All sensitive data (PAN, Aadhaar, document attachments) is encrypted client-side using AES-256 GCM encryption before being saved locally in SQLite or stored in PostgreSQL. We strictly enforce PostgreSQL Row Level Security (RLS).