Frequently Asked Questions
Comprehensive answers covering product features, security architecture, offline storage, and app subscriptions.
General & Overview
What is AavakJavak?
AavakJavak is an AI-powered personal finance and wealth management platform that combines expense tracking, multi-asset net worth calculation, debt payoff simulation, OCR receipt scanning, and encrypted document vault into one unified application.
What platforms does AavakJavak support?
AavakJavak is available natively on Android via the Google Play Store with full support for touch gestures, camera OCR, biometric lock, proactive push reminders, and offline SQLite storage.
How do subscriptions and free plans work?
Every user gets AavakJavak Core 100% Free Forever with local SQLite offline storage. Upgrades to Smart (₹199/mo) and Wealth (₹349/mo) are managed directly via secure Google Play Store in-app billing.
Personal Finance & AI Copilot
How do Goal Jars work?
Goal Jars allow you to ring-fence savings for specific targets (e.g., emergency fund, annual insurance, vacation). Progress is tracked automatically based on cash flow allocations.
How does the AI Financial Copilot and OCR work?
You can snap photos of paper receipts or bills to automatically extract amounts, merchants, and categories via camera OCR. You can also ask natural language questions about your spending patterns.
Can I track recurring bills and subscriptions?
Yes! You can log monthly bills, view annual cost accumulations, and receive proactive push and calendar notifications before auto-debit dates.
Loans, Reminders & Debt Strategy
How does Loan Amortization work?
AavakJavak automatically calculates principal vs interest breakdown across your entire tenure for home loans, vehicle loans, and personal EMIs.
How do multi-tier due date reminders work?
AavakJavak triggers proactive notifications 10 days, 5 days, 3 days, 1 day, and on the due date via device push and alarms, ensuring you never miss an EMI, bill, or subscription payment.
What is the Debt Payoff Simulator?
The Debt Payoff Simulator lets you test Snowball (smallest balance first) and Avalanche (highest interest rate first) strategies to calculate how much interest and months you will save through extra prepayments.
Security & Privacy
Is my financial data secure?
Yes. AavakJavak uses zero-trust security with client-side AES-256 GCM encryption. Your data is stored locally in an encrypted SQLite database on your device with biometric and PIN protection.
Does AavakJavak work 100% offline?
Yes! The entire core app is built offline-first. You can record expenses, view budgets, manage loans, and access your vault anywhere without an internet connection.